Don't know about getting older and better insurance,,, I guess it's a bit better, but in Fl. Have a small sna fue and the state takes your license away do to physically not able to drive a car with 700 hp. Both times 400 pages from the hospital, physicals, mental stability test,,,, my brother is a PHD, 25 pages from my personnel care doc, and 6 months of do lee care driving. Failed the driving test 3 times in my 1.8 liter turbo, tuned, dual clutch Nissan. What a racket. The black H/C is not out after dark. One more,, license will be gone at the age of 144.